House Payment Estimator (PITI)
Calculate your total monthly housing payment — Principal, Interest, Taxes, and Insurance.
Total Monthly Payment
$0
PITI = Principal + Interest + Taxes + Insurance. Lenders also check that your total PITI does not exceed 28% of gross monthly income (front-end DTI) and that all debts do not exceed 36–43%. PMI adds $50–250/mo if your down payment is under 20%.
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