Loan-to-Value (LTV) Calculator
Calculate your LTV ratio and see how it affects your mortgage rate and PMI requirement.
Loan-to-Value Ratio
0%
LTV above 80% typically requires Private Mortgage Insurance (PMI), adding $50–200/month. At 80% LTV or below, you can request PMI removal. Lenders also offer better rates at 75%, 70%, and 60% LTV thresholds.
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