Monthly Budget Planner
Enter your monthly income and expenses to instantly see your spending breakdown and available savings.
MONTHLY EXPENSES
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Frequently Asked Questions
What is the 50/30/20 budget rule?
50% of take-home income to needs (housing, food, transport, utilities). 30% to wants (entertainment, dining out, hobbies). 20% to savings and debt repayment. Adjust percentages for your situation — high-cost cities may need 60% for needs.
How much should rent be as a percentage of income?
Traditional guidance: rent should be 25-30% of gross income. A more flexible rule: keep total housing costs (rent/mortgage + utilities) under 35% of take-home pay. In high-cost cities, up to 40% may be unavoidable.