Freelance Hourly Rate Calculator
Find the minimum hourly rate you must charge to cover taxes, benefits, business expenses, and hit your income target.
Freelancers typically bill 15-30 hrs of a 40-hr week
Self-employment tax ~15% + income tax
Runs entirely in your browser — no data sent anywhere. Explore all free tools · Etsy Shop ↗
Frequently Asked Questions
Why should freelancers charge more than employees?
As a freelancer you pay self-employment tax (~15%), fund your own health insurance, have no paid vacation/sick days, no employer 401k match, and have unpaid time for admin and marketing. A freelancer charging the same as an employee’s salary is significantly underpaid.
How do I find clients willing to pay my rate?
Specialize in a niche, build a portfolio, and target clients who value outcomes (not hours). Raise rates with each new client rather than across the board. The clients who complain most about rates are often the most difficult to work with.