Inflation Calculator
Enter an amount and time period to see how inflation affects purchasing power. Uses US CPI historical data.
Frequently Asked Questions
What is the average US inflation rate?
The US long-term average is approximately 3.1% per year. Recent years (2021-2023) saw higher rates (7-9%). The Fed targets 2% annually.
How does inflation affect savings?
At 3% inflation, $10,000 today buys only $7,441 worth of goods in 10 years. Savings accounts that don’t beat inflation lose real purchasing power. Investing in stocks historically outpaces inflation over long periods.
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