Retirement Calculator
Enter your details to project your retirement nest egg. Results assume consistent contributions and steady market returns.
Everything runs in your browser — nothing sent to any server. All free tools
Frequently Asked Questions
What annual return should I assume?
The S&P 500 has averaged ~10% historically. After inflation (~3%), real returns are ~7%. Conservative projections use 5-6%.
What is the 4% withdrawal rule?
A common guideline: withdraw 4% of your nest egg per year in retirement. A $1M balance supports ~$40,000/year ($3,333/month) indefinitely.